A structure that fits the project
We assess senior and preferred debt structures, the developer’s equity, available security and the timing of repayment. Terms are determined by the opportunity.
For developers · Para promotores
YB Ventures works with residential developers in Spain to structure private debt around the project, the capital stack and a clear route to repayment.

Development finance works best when the lender understands the whole plan: acquisition, equity, construction, sales and the role of the bank.
Our Barcelona-based team brings local relationships and direct project involvement. We aim to build repeat partnerships with developers who share information clearly and execute against an agreed plan.
We assess senior and preferred debt structures, the developer’s equity, available security and the timing of repayment. Terms are determined by the opportunity.
Our work considers the full financing plan, including bank facilities and refinancing routes. The objective is a coherent capital structure throughout the project.
Discuss the opportunity with the YB team responsible for reviewing the project and following it through execution.
Our reports document multiple projects with UrbiGlobal and TR Group, alongside relationships with Gesto / Grupo Catalan and LuxHabitat.
The Arbel Finance joint venture provides €15m in agreed capacity: €12m from Arbel Finance and €3m from YB. It supports consideration of opportunities within the agreed mandate.
Agree the reporting framework at the outset. Progress, sales and financial information help both parties address issues as they arise.
TR Group
The portfolio includes the completed Vilafranca and Llavaneras loans and the Sa Roda villa development in Begur.
UrbiGlobal
Reported projects include Finestrelles II in Barcelona, Paradis Residencial in Alicante and S’Olivera in Mahón, Menorca.


Regular project updates connect the original business plan with what is happening on the ground. Construction progress, sales, costs and financing milestones all inform the conversation.
A concise introduction helps us understand the opportunity and identify the questions for an initial discussion.
Company background, team, completed developments and relevant experience.
Location, land position, planning or licence status, product and programme.
Budget, sales assumptions, developer equity, existing finance and amount requested.
Use of funds, funding milestones, proposed security and expected sources of repayment.
Share the project’s current stage, funding need and timeline. YB will assess whether the opportunity fits the investment approach and what additional information is needed.
Bank financing and refinancing routes are considered as part of the capital structure. The appropriate ranking, security and coordination depend on the project and the agreements between lenders.
Project financing examples range from €750,000 to €2m. Size, pricing, term and security are assessed individually.
Existing partners can continue using the developer portal for reporting and document uploads. New financing enquiries should begin with the team.
Sí. Compártenos un resumen de tu proyecto, su ubicación, el estado de las licencias, el presupuesto y la financiación que necesitas. Nuestro equipo en Barcelona te contactará para valorar la oportunidad.
A conversation about your next development